Services

How We Work

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and seek to take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

Investments

Bonds

Common Stock

Educational IRA

Traditional IRA

Roth IRA

SEP IRA

Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuities

Financial Planning

Retirement Plans

Tax Planning

401(k) Planning

403(b) Planning

College Plans

Estate Planning

Money Purchasing Plans

Profit Sharing Plans

Investment and Wealth Management Menu of Services

Insurance

Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

Business Owners

Growth, Exit and Succession Planning

Tax Mitigation Strategies

Workplace Financial Wellness Programs

Shareholder/Buy-Sell Agreement Planning

Executive Compensation Consulting

Non-qualified plans

Investing and Wealth Management

Invest for a more confident financial future

Asterion Wealth Advisory Group offers a full suite of investment strategies to help meet your retirement and wealth management goals on your path to retiring confidently. The LPL Investment Research Group provides reputable, independent research and due diligence for quality investment choice. We will work together to determine a personalized combination of the below services and investment options that may be appropriate for your situation. 

Point-in-time Investing

Appropriate for clients...

Who plan to trade infrequently, need only a buy-and-hold strategy or want to pay by transaction. 

Services offered:

  • Point-in-time investment advice
  • Liquidity options

Investments offered:

  • Stocks and bonds
  • Mutual funds, exchange traded products, unit investment trusts, closed-end funds
  • Structured products
  • Alternative investments
  • Annuities*

Client Service:

  • Up to <1> meetings per year
  • Market updates via email

Cost:

Transactional sales charges, commissions, trading and other fees apply.

Ongoing Investing

Appropriate for clients...

Who want ongoing, professional investment advice and management and have $250,000 or more to invest.

Services offered:

All point-in-time services, plus:

  • Ongoing, professional investment advice
  • Investment policy statement
  • Ongoing analysis of objectives, risk tolerance and time horizon
  • Asset allocation strategy
  • Investment portfolio development, trading and rebalancing
    Investments offered:

All point-in-time investments, plus:

  • Mutual fund and exchange traded fund portfolios managed by professional investment firms
  • Investment portfolios managed by your advisor

Client Serivce:

  • Annual comprehensive review meeting
  • Up to <2> additional meetings per year
  • Market updates via email

Cost:

Professionally managed accounts charge an annual asset-based fee as a percentage of account assets. This percentage is determined particular to each client's situation. Other fees may apply.

Advanced investing

Appropriate for clients...

Who have complex needs requiring sophisticated investment advice and strategies and have $500,000 or more to invest.

Services offered:

All point-in-time services, plus:

  • Advanced, professional investment advice
  • Options for complex circumstances, including estate and business needs
  • Sophisticated investment strategies
  • Analysis of socially responsible principles
  • Evaluation of tax management strategies

Investments offered:

All point-in-time investments, plus:

  • Separately managed accounts
  • Unified managed accounts
  • Other complex investments, like bond ladders and hedging strategies

Client Serivce:

  • Annual comprehensive review meeting
  • Up to <4> additional meetings per year
  • Market updates via email
  • Wealth management client events

Cost:

Professionally managed accounts charge an annual asset-based fee as a percentage of account assets. This percentage is determined particular to each client's situation. Other fees may apply.

LPL Financial and its affiliates do not offer tax or legal advice. Consult your tax adviser or attorney regarding your specific situation.

Investment products are not insured by the FDIC, are not deposits of or obligations of or guaranteed by any financial institution, involve investment risks including possible loss of principal, and may fluctuate in value.

Investment advisory products and services are made available through LPL Financial, Member FINRA and SIPC.

All rights reserved.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

j.lopez@lpl.com   |  (914) 461-4991

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